Pennylane is a French financial management and accounting software company founded in 2020. It runs a single platform that combines accounting, invoicing, expense management, and business banking for small and medium businesses and the accounting firms that serve them. The platform is used by more than 800,000 businesses and around 6,000 accounting firms, and it expanded beyond France into Germany in late 2025.
Unified finance platform: Accounting, invoicing, spend management, cash flow, and banking run in one workspace, giving business owners and their accountants a shared, real time view of the same data.
Automation: Bank transactions and documents from payment processors and connected tools import automatically and are categorized with AI and custom rules, cutting manual bookkeeping.
Accountant collaboration: Firms manage multiple clients from one environment with shared access and granular permissions, built around French accounting and VAT requirements.
Compliance: The platform supports Factur-X compliant electronic invoicing aligned with France's e-invoicing mandate, along with VAT handling and standard financial reporting.
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Pennylane - Product Description
Pennylane is an all in one finance and accounting platform that centralizes a company's financial operations and connects business owners with their accountant in real time.
Accounting: Automated bookkeeping with bank feeds, AI assisted transaction categorization, custom rules, multi entity accounting, and analytical dimensions for tracking performance by segment. VAT handling and year end reporting follow French accounting standards.
Invoicing: Creation of quotes, invoices, credit notes, and recurring subscription invoices, with multi currency support, payment tracking, and automated payment reminders. Factur-X compliant electronic invoicing is supported.
Expense and spend management: Digital receipt capture, expense approval workflows, and supplier invoice management.
Cash flow and treasury: Real time cash position monitoring and AI based cash flow forecasting.
Banking: A French IBAN enables instant SEPA transfers, with payments and collections tracked directly in the platform.
Integrations: Around 200 connections to banks, payment tools, and business applications, plus Zapier and an API for custom workflows.
Access and permissions: Multi user access with granular permissions and a shared workspace where an accounting firm and its client work on the same data.
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